Why would they ask for a collateral check if they didn't intend to cash it?
How can I get a cash advance or a loan today with bad credit and no bank account? I need a cash advance ASAP or a personal loan today or tomorrow but I dont have a bank account. Most of the websites I went to requires a bank account. Does anyone know how I can get a cash advance or personal loan wired to like a western union or something instead of an account?
You can't. Even if you make a purchase and get cash back at the time of the purchase, it's considered a cash advance. Some cards waive the cash advance fee if you get it at the time of a purchase, but you still accrue intereste charges from that point. You would also not be able to get $3000 cash on a credit card with a $3000 credit limit. There is no way around that.