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Blogs
http://collection-management.blogspot.com/2008/06/open-question-pls-help-answering-this_3258.htmlOpen Question: Pls help answering this business question! thanks!? (by: tapblog2)
I have a debt with Macy's visa and apparantly my account was sent to Van RU collections. I recieved a call from a VERY rude person from Van RU. Is there another comapany i should go through with dealing with my debt? ...
http://fnjinfo.blogspot.com/2008/06/fashion-job-board-elegantpluscom-sr.html[Fashion Job Board @ ElegantPlus.com] Sr. Marketing Manager ... (by: Rudi Riyanto)
Employees at macys.com have long term opportunities and are encouraged to utilize their Supervisors and training for cross-functional movement to further their careers. For example, Buyers can move to Planning and visa versa, or Online ...
http://stalwartkumquat.livejournal.com/16674.htmla small taste of (mexican) bureacracy (by: stalwartkumquat)
The buttons only go up to 5, so I push 5, thinking maybe this is like the Macy's in Herald Square where you can only get to certain floors if you're in the right part of the building. But no. I was being a foolish idealist. ...
http://jesuszym.myblog.es/jesuszym/art/78019In some cases a child (by: jesuszym)
gunbridal macy's gift gungifts shower bridal guncard gift macy's registered gunconsumer gift gain gungift card gunregistery macy's gungift gunregistry gift gungiving away macy's cards gift gunmacy's graduation ...
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No definitions found for macys wedding channel.
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Questions & Answers
Should I cancel 2 small credit cards with zero balances to improve my score?
My Financial Advisor said to cancel my Express and Vict. Secrets cards that I paid off- they only have 600 limit- I have 9000 on AMEX limit and 5000 on BOA visa- Macys credit of 700.00; Nordstrom- 500.00 - another visa-300.00 limit- ALL CARDS ARE PAID UP TO DATE- what should I cancel if any as I may want to get mortgage this fall-
Your credit score, in part, is based on how long you have had credit (each one separately) and what percent your debt is to total credit limit. Even if you pay your credit card in full each month, when they check, they will go by the balance on that particular date. If you just charged $500 on a limit of $600, that is bad; if you charged $500 on a limit of $9,000, that is good. But it is not just an individual card; it is also all of them together.
First question: do you pay fees to hold any of these cards? If so, get rid of it. There are too many out there that don't charge an annual fee.
Second question: do you get cash back? Discover, State Farm Visa and others pay you cash back. (I always pay in full each month! That alone helps your credit score.)
Third question: which cards do you NOT need? Let's face it, a person seldom has a need for a store card. Visa, Master Card and Discover are accepted (almost) everywhere. If you have Visa and either M/C or Disc, that's all you need. Of course, Sears and J.C. Penney have some sales where they give an additional percent off if you use their card, but is it worth it?
One old trick: have the money on hand, borrow money from a bank, then pay it off in a short time. That usually bumps credit scores up.
How much credit will i get if it's my first time applying for a credit card?
and obiousely I have no credit? can I apply for a Visa? or do I have to apply for one of those Macys, victoria secret type of stores?
I know all too well about questions like this, since I have to manually approve or deny applications for credit and credit line increases. If you don't have any credit, it's very likely that you will start out with a low limit, like $2-500, depending on the credit card company. If you want to have the best chance at getting approved for a credit card, my suggestion would be a secured credit card. Like the name says, a "secured" card requires a deposit which is used as collateral to match the credit line. For example, if you deposit $300, your credit line would be $300, and so on. The deposit is held until you can demostrate consistent on time payments, then it's given back and a regular card is issued out.
got a visa card without asking for it?
today i received a bloomingdales visa card even though i didn't order it.
i'm thinking of not activating it cause i think its embarrassing to go on a date with a bloomingdales visa card.
i already have a bloomingdales card (without visa logo) with balance on it.
i have a century21 mastercard
and a macys card
all three of those cards have a balance on it, and my goal is to pay it all off and dont use them again and then apply for a chase credit card. which i can use to go out on dates and stuff hehe
so don't use the new visa bloomingdales
and dont use the 3 current cards after i pay balance, and just apply for a major bank credit card.
taking the century21 mastercard on a date, looks ghetto.
my opinion
brandy i was thinking of doing that to the bloomingdales visa. pay off the other 3 cards and then have them idle and then apply for a real card. lol like a chase credit card that i can pop out on dates.
no, it doesn't look ghetto. be lucky you can pay for the date. Paying cash at a date looks ghetto. lol
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